Liability coverage provides benefits for payment of compensatory damages caused by the negligence of an insured. Sometimes, however, the insured is not only negligent; they also act with intent which, under the law, can lead to punitive damages as well. While intentional acts are not covered — as this would be against “public policy” — a defense is still usually recommended or required in order to protect your best interests.
At Ramey & Kampf, P.A., we understand that punitive damages are designed to punish an insured for their reckless or careless actions. We know, however, that punitive damage claims usually end up punishing insurers more, oftentimes forcing them to payout large settlements that hurt a company’s bottom line. For nearly 20 years, our firm has successfully defended insurance companies all over the Tampa Bay area and throughout Florida. We’re well-known for our commitment to results and our aggressiveness in court.
In cases of automobile negligence, punitive damages are normally the result of driving under the influence (DUI) or other factors.
The defenses to punitive damages differ from compensatory damages because they often involve highly technical and complex legal and scientific issues. At Ramey & Kampf, P.A., we work with a team of experts, including, but not limited to, accident reconstructionists, engineers, behaviorists and other experts in their field in order to better understand the case at hand to determine the best course of action for resolution.
When potentially exorbitant punitive damages are on the line, you need lawyers who know how to resolve matters quickly and can develop defense strategies that can stand up to a jury’s scrutiny. Our litigation results illustrate our commitment to results and our ability to secure favorable results for our clients.
The attorneys at Ramey & Kampf, P.A., have both civil and criminal law experience. As former prosecutors and public defenders, several of our attorneys, including founding partner Mark S. Ramey, have litigated countless criminal matters. This has given us insight to develop effective strategies in order to minimize liability for our clients and reduce punitive damages as well as its adverse effect on compensatory damages in civil matters.
If a plaintiff is seeking punitive damages from your insured, make sure you have a legal team on your side that is able to protect your — and your insured’s — best interests. At Ramey & Kampf, P.A., we pride ourselves on our tenacity in the courtroom and ability to get results. Let us do what we do best.
To schedule a consultation with our talented and experienced trial lawyers, call our office in Tampa, Florida, by calling 813-241-0123. You may also contact us online.