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General

Insurance Defense 101: Top Things You Need to Know

What Is an Insurance Defense Attorney?  Insurance law includes a wide variety of issues relating to insurance policies. In general, an insurance defense attorney deals with three main categories as related to insurance: determining when insurance companies must pay claims, ensuring policyholders are protected when sued and consulting with insurance companies to confirm that they […]

Premises Liability Claims: What Are They?

Property owners are responsible for maintaining a relatively safe environment so that individuals who come onto the property don’t suffer any injuries. This responsibility, also known as premises liability, holds property owners and/or residents liable for any accidents and injuries that occur on their property.  It’s important to note that while you may be injured […]

What Is Litigation? Everything You Need to Know

Litigation is initiated between two opposing parties looking to enforce or defend a legal right. Typically, matters are settled by an agreement between the parties but may also move to a court to be heard and decided by a jury and/or judge. Here is everything you need to know to better understand the full process of […]

Motor Vehicle Fatality Rates Increasing during Pandemic

You have probably noticed less vehicle traffic but more pedestrians and bicyclists on our roads while making your essentials-only trip to the local store over the last several months. When states implemented stay-at-home orders throughout the nation due to COVID-19, motor vehicle traffic dramatically reduced on our nation’s roadways. By mid-April, vehicle traffic was down […]

DEMOCRACY, JURY TRIALS AND BUSINESS

On July 10, 2020, the President of the United States commuted the criminal sentence of a convicted felon, days before he was scheduled to begin a period of incarceration.  In a recent post on LinkedIn, I cautioned others on the effect this commutation would have on our Democracy.  While most supported my comment, others respectfully […]

Shatterproof? Chipping Away at Florida Glass Claims

Fla. Stat. §627.7288 requires auto insurers to repair or replace damaged windshields without applying a deductible allowing insured drivers with comprehensive coverage to repair or replace their windshield without any out of pocket cost. The Florida legislature has not created a statutory scheme for processing glass claims, unlike Uninsured/Underinsured Motorist Coverage and Personal Injury Protection […]

FIFEC Presentations

Ramey & Kampf, P.A. was honored to present in the 27th Annual Florida Insurance Fraud Education Committee (FIFEC) Conference in Orlando, FL for not one, but two presentations that provided CEU and CLE credits for adjusters and attorneys. FIFEC provides education and training for the insurance fraud investigative community, promotes a coordinated effort within the insurance […]

Through the Eyes of the Jury

Throughout law school and during my first few years of practice as a trial attorney, I have been told by professors, mentors, and peers alike what should and should not be worn in a courtroom. The goal was to not offend anyone on the jury. This theory seemed simple and easy to follow. The recommendations […]

Over-payments: Getting the Advantage for the Insurer

Overpayments to providers by insurers happen all the time. It’s not a matter of fraud but the complexities of the system. Medical providers rarely have fixed tables of cost for any given services and the actual price for any given treatment is often negotiable. Insurers have a disadvantage in this system. The position is made […]